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Don't use coupons? Think you can't save money using... I wrote this in response (as a comment) to a comment quoted in a post on the Five Cent Nickle blog. ========================================================= Coupons are the single best way to...

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Working with credit card companies - the good, bad... A few months ago we knew we were headed into "negative" territory on our bills.  A perfect storm of events were happening and we could see what was going to happen. In our efforts to work with our...

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I paid 25c for all of this food.... 4 boxes of crackers 4 packages of cookies 2 boxes of cinnabon bars 1 hotwheel Had to throw the hotwheel in just cause I had a $1 left to "spend" from my freebie stuff!  How did I do it??? Albertson's...

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Allowances, complications, compensating for chores...... It was with surprise and well, a bit of disgust that I was recently reading a plethora of comments on a financial forum I participate in about this very subject. Let's see if I can reiterate without...

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Don't waste your energy on credit, you never need it... I love love love Trent at the Simple Dollar.  He has written for a while and has excellent advice, gives wonderful access to financial related resources and well, he's just an all around great guy (have...

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Freedom and Happiness Quote of the week

Posted on : 16-11-2009 | By : The Wife | In : Quotes & Affirmations

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“Have nothing in your house that you don’t know to be useful or believe to be beautiful.”
~Author Unknown

Freedom and Happiness Quote of the week

Posted on : 02-11-2009 | By : The Wife | In : Quotes & Affirmations

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“Never let the defeat of the past rob you of the success of your future.”
~Ray Comfort

6 reasons you must regift – and why you’re a hypocrite if you don’t.

Posted on : 27-10-2009 | By : The Wife | In : Giving

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This post was inspired by Trent’s post over at The Simple Dollar on “Ethical Frugality: Regifting”. I was struck by the absurdity of people who said things like:

  • “re-gifting in any form is rude, thoughtless, and downright disrespectful.”
  • “(re-gifting) just tells me about that person. Lazy, shallow, thoughtless.”
  • “Regifting is fine when doing a “Chinese” gift exchange.”
  • ” the consensus seems to be regifting is only OK if you can plausibly lie about it “

And then of course, there is my wonderfully diplomatic, tactful response:

“For those that consider re-gifting to be gauche, wrong, whatever . . .

Have you considered that you are allowing advertising and marketing firms to form your opinions for you? That it hasn’t been until the last 40 years that most gifts weren’t necessarily new (they were usually hand made and/or remodeled/repaired re-gifted items) and . . .

That by NOT re-gifting you are conforming to consumerism, waste and landfill/environmental issues.

I find it funny that many of the same “you are an idiot if you re-gift” are also the ones that think that anyone using anything but a bike or hybrid is a drain on our natural resources. What hypocrites.”

No, tact is not my middle name. :)

Ok, here are 6 reasons why you MUST re-gift.

  1. Re-gifting gets rid of the clutter in your life you don’t love.
  2. Re-gifting gives you the opportunity to take more time and care in determining who can best use (and love) something you already have.
  3. Re-gifting leaves you more money to help those in need.
  4. Re-gifting shows you haven’t succumbed to mass advertising and marketing pressures.
  5. Re-gifting shows you aren’t influenced by consumerism.
  6. Re-gifting shows you are doing everything possible to alleviate waste and landfill issues.

Freedom and Happiness Quote of the week

Posted on : 26-10-2009 | By : The Wife | In : Quotes & Affirmations

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“Everyone who got where he is, had to begin where he was.”
~Robert Louis Stevenson

Freedom and Happiness Quote of the week

Posted on : 19-10-2009 | By : The Wife | In : Quotes & Affirmations

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“By sowing frugality we reap liberty, a golden harvest.”
~Agesilaus

Freedom and Happiness Quote of the week

Posted on : 12-10-2009 | By : The Wife | In : Quotes & Affirmations

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“Being frugal does not mean being cheap!  It means being economical and avoiding waste.”
~Catherine Pulsifer

Yoplaits for 14.5c/ea, 2lb blocks Cheese $2.99/block, free water, more . . .

Posted on : 03-10-2009 | By : The Wife | In : Groceries

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Today wasn’t as awe inspiring as other days, but savings were still phenomenal:

20091003-multi-store-shopping-6210

  • 58 yoplaits – this will last us MAYBE 2.5 weeks (4-5 kids, 1 yogurt a day) 14.5-21c each (Super 1)
  • 7 blocks of 2lb cheese – cheddar, colby, mozzarella, jack $2.99 each (Fred Meyer)
  • 1 herbal essences shampoo 99c (Walgreen’s)
  • 1 herbal essences conditioner 99c (Walgreen’s)
  • 3 bunches of banana’s 38c/lb (Super 1)
  • 6 cans campbell’s chicken soup 30c/can (Fred Meyer)
  • 16 packages trident layers gum 25c-50c each (Walgreen’s)
  • 3 packages frozen vegetables 66c each (Super 1)
  • 2 large heads green leaf lettuce 88c each (Super 1)
  • 4 boxes pillsbury cake mix 69c each (Fred Meyer)
  • 7 bottles joint juice free (Safeway)
  • 2 impulse buys: chicken pieces/shrimp pieces $2 each (Walmart)

Total retail: $137.73
Total paid: $62.10

Tax paid: $5.86
Total OOP: $67.96

Stockpiling: to stock up when items can be had for free or pennies on the dollar

Posted on : 03-10-2009 | By : The Wife | In : Groceries, Stockpile

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I’ve been “coupon” stockpiling for a little over 2 months now.  HOWEVER, I have always been someone who stocks up at Costco on things that I never want to run out on: toilet paper, paper towels, deodorants, food items we eat regularly, etc. With that said, I usually always have a 2-4 week solid stockpile in our home.

Now that I’m couponing so intensely again, all that has changed.  I will now stock up on something as much as I am able to buy at the pennies or free price.  For example, we currently have 41 boxes of kleenex (well we have more, but I’m speaking about the ones I got free) because they are free.  Today is the last day to take advantage of this deal so I’m going out and getting anywhere from 12-20 more depending upon the stock the store has available.

Anyway, here are some pictures of my stockpiles, with explanations of what you are seeing within each picture.  Enjoy!

View 1 of my main, near my kitchen, pantry

View 1 of my main, near my kitchen, pantry

The top shelf back in the corner has 20+ boxes of cereal… the edges of the pantry extend pretty deeply beyond the doors (sort of annoying when trying to utilize said space!!).

View 2 of my main, near my kitchen, pantry

View 2 of my main, near my kitchen, pantry

Again, top shelf has another 30+ boxes of cereal back in that corner.  My pantry stockpile here is actually somewhat low right now.  I haven’t been through a full cycle yet of sales/coupons (takes about a year) so there are things I haven’t stocked up on that we were using regularly.  Now however, we’ll use what I’ve been able to purchase at steep discounts.

View 1 of my laundry room pantry area.

View 1 of my laundry room pantry area.

My laundry room is nice and spacious.  However, we recently moved in and I don’t have anything really built in yet.  In another picture you’ll see some shelves we did put up – with supplies we already owned.  Now the quest  begins to find things free to better utilize this space.

View 2 of my laundry room pantry area.

View 2 of my laundry room pantry area.

I can’t wait to start taking advantage of Walgreen’s and Rite Aid sundries sales… my coupon stockpile is pretty solid right now so BRING IT ON you two!!

View 3 of my laundry room pantry area.

View 3 of my laundry room pantry area.

See what I mean about utilization of space??  I’m desperate for shelves, counters, etc.  I’m excited for the day this room will really function well.

View 4 of my laundry room pantry area.

View 4 of my laundry room pantry area.

As I said before, I did have some shelves and brackets so we put them up.  I really want to extend this whole thing towards the right… someday!!

FYI, 90 boxes of “helper” meals, all found for 62c a box.  Capri Sun’s were free, so were crackers.  Soups were 30c can or less, bars were free to $1.00 box.  Kraft Mac and Cheese was 30c box or less, cereal is 75c/box or less, etc.

View 5 of my laundry room pantry area.

View 5 of my laundry room pantry area.

Extended view of the last one… bin of snack size chips, bin of school supplies and 44 bottles of joint juice (free).  Oh, and the lovely cat box (sorry!!).

Bargain central: $3.48oop plus I have $8 in oyno cash still to spend!!

Posted on : 02-10-2009 | By : The Wife | In : Groceries

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20091002-safeway-walgreens-348

$3.48 for 12 boxes of kleenex, 1 bottle of shampoo, 3 reeses cups

This is a combined Safeway / Walgreen’s purchase (6c at Safeway for the kleenex and $3.42 at Walgreen’s for the shampoo and candy PLUS, I have $6.00 oyno at Safeway and $2.00 oyno at Walgreen’s from this purchase).

29 boxes Kleenex, 1 lg DW Soap, 2lb Cheese, 2lb Bacon, 6 boxes Raisin Bran, 14 Bottles Water, 2 Speed Stick, 2pkgs Chinet Plates = $6.48

Posted on : 01-10-2009 | By : The Wife | In : Groceries

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Today was make out like a bandit day!

20091001-safeway-1032

  • 29 boxes of Kleenex
  • 1 large bottle of Cascade dishwasher soap
  • 2 Speed Stick deodorants
  • 14 bottles Joint Juice
  • 6 boxes Raisin Bran cereal
  • 2 36ct packages Chinet plates
  • 2lbs cheddar cheese
  • 2lbs bacon

$89.15 retail prices for which I paid $6.48 (plus $3.84 in sales tax for a grand oop total of $10.32).  And, I have $6.00 oyno cash for my next purchase.

Not many sales at Safeway this week, but still did great!!