Featured Posts

Don't use coupons? Think you can't save money using... I wrote this in response (as a comment) to a comment quoted in a post on the Five Cent Nickle blog. ========================================================= Coupons are the single best way to...

Readmore

Working with credit card companies - the good, bad... A few months ago we knew we were headed into "negative" territory on our bills.  A perfect storm of events were happening and we could see what was going to happen. In our efforts to work with our...

Readmore

I paid 25c for all of this food.... 4 boxes of crackers 4 packages of cookies 2 boxes of cinnabon bars 1 hotwheel Had to throw the hotwheel in just cause I had a $1 left to "spend" from my freebie stuff!  How did I do it??? Albertson's...

Readmore

Allowances, complications, compensating for chores...... It was with surprise and well, a bit of disgust that I was recently reading a plethora of comments on a financial forum I participate in about this very subject. Let's see if I can reiterate without...

Readmore

Don't waste your energy on credit, you never need it... I love love love Trent at the Simple Dollar.  He has written for a while and has excellent advice, gives wonderful access to financial related resources and well, he's just an all around great guy (have...

Readmore

  • Prev
  • Next

Lack of discipline or a convenience? Chevron you are evil!

Posted on : 15-06-2009 | By : The Wife | In : The Journey

Tags: , ,

0

Who knows why, but for some reason, our Chevron card has become a “convenience”.  There happens to be a Chevron right around the corner from our neighborhood and ARGH, we have started running there for little convenience things.  Want some ice cream? Run to Chevron.  No cash for bread?  Run to Chevron.  Not enough time to run to Costco (where gas is the least expensive)? Run to Chevron where gas is very expensive.

Ok, today I am chopping up the Chevron cards.  There is absolutely NO reason for us to have one.  We are on essentially a cash budget (debit card works fine for gas) so the only reason we use Chevron is when we want to either not spend our cash or when we want something when we don’t have cash available – in both cases, WE DON’T NEED whatever it is we want.

Don’t get me wrong, I’m not canceling the Chevron account, only chopping up the cards making it impossible for us to use them.  There’s a whole debate about canceling one’s credit cards and right now, we are not willing to start attacking our credit by closing up cards.   We want to reduce our auto/homeowners insurance expense and having a higher credit score is key for that so… credit needs to get better (not terrible, just not premium).

If you liked this post, check out these:


Copyright 2009, Freedom and Happiness

Write a comment