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Working with credit card companies - the good, bad... A few months ago we knew we were headed into "negative" territory on our bills.  A perfect storm of events were happening and we could see what was going to happen. In our efforts to work with our...

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I paid 25c for all of this food.... 4 boxes of crackers 4 packages of cookies 2 boxes of cinnabon bars 1 hotwheel Had to throw the hotwheel in just cause I had a $1 left to "spend" from my freebie stuff!  How did I do it??? Albertson's...

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For Sale: 2005 Chevy Trailblazer – $10995 (Post Falls, ID)

Posted on : 18-10-2009 | By : The Wife | In : dave ramsey, Debt Discussion, For Sale

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2005 Chevy Trailblazer
Dark grey exterior
Beige fabric interior
63,000 miles
A/C
CD/Radio
Roof rack
Tinted windows
Very good to excellent condition
4 wheel drive
Clean title

LOVE this vehicle but Dave Ramsey say’s SELL
$10,995 + our contribution pays off the credit union and it’s yours

KBB.com private party value
Excellent condition $11,290
Good condition $10,615

left-side-reduced

right-side-reduced

As the “nerd” in our marriage . . .

Posted on : 06-10-2009 | By : The Wife | In : budgeting, dave ramsey, Debt Discussion, The Journey

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I was trying to be too strict, too rigid in our budget.  I desperately want the debt GONE.  However, I’ve been told that I also have to LIVE while we are eliminating it!

Therefore, we now have a “blow” category in our budget.  Mind you, it’s $20 total (basically a movie or a take n’bake pizza… however, it’s still a blow category.

Love you DH!